Payments and FX capabilities
Currency Exchange
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1Currency pairs based on all 24 supported currencies
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2Average market rate is updated based on multiple global providers
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3Quote is valid for agreed amount of time multicurrency wallet available to ease the settlement of funds
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4Currency pairs based on all 24 supported currencies
IBANs in EUR, USD, GBP, PLN
- virtual accounts in PLN connected to local payment rail Elixir/Express Elixir
- EUR IBAN named accounts connected to SEPA/SEPA Instant
- GBP/USD/EUR virtual accounts connected SWIFT
- mass collection account in PLN/EUR/GBP/USD
Make your local payments Global
Multicurrency Payments
Dynamic currency conversion in the payment process for a product or service
Dynamic Currency Conversion Payments allows your international customers to pay in the currency of your marketplace, no matter what country they are in.
The merchant will instruct the payment gateway that their customers want to pay in their currency and the gate will automatically convert the amount. Then the customer sees the purchase amount in their currency, confirms the selection with the button and proceeds with the payment in their local currency.
Process description
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1
Merchants offer their products to international customers in their local currencies
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Customers can choose the payment method in their local currency
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The PSP uses the API to obtain the exchange rate by reserving it for the lifetime of the payment session
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The PSP displays information about the product price converted into PLN (potential for adding your own margin), so that the customer can decide to continue the process
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5
The client makes the payment in their local currency
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The PSP settles the transaction and informs the merchant about the currency payment for the transaction
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The merchant panel provided by the PSP shows the balance and the history of all currency payments
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8
The merchant has the option of withdrawing the currency to their bank account
Your Gateway to Central and Eastern Europe countries
- Money transfers using local clearing in Poland and Czechia and Eurozone (SEPA + SEPA Instant)
- Currency One holds bank accounts in one of Czech banks and we are able to transfer CZK using local payment rail CERTIS
- Currency One holds bank accounts in a majority of Polish biggest banks
- It covers c.a. 90 % bank account holders in Poland with internal instant transfers
- Supported currencies for internal instant transfers in Poland: PLN, EUR, GBP, USD, CHF
- Batch payments from Excel file with no coding required
- Payments in local bank accounts in Hungary – coming soon in Q3
API
The Walutomat API is used to manage Walutomat multi-currency wallets from third-party IT systems. Our set of APIs allows our partners to automate currency conversions, local and international payments and embed them in their business processes — this is our contribution to the embedded finance world.
Walutomat APITrade Finance
- Cross Border Finance
- E-commerce Finance
- Multicurrency Invoice Finance
- Travel Finance
- BNPL Finance
- Revenue Based Finance
Mobile App
Keep your currencies with you at all times with the Walutomat app!
Half a million people have already trusted the convenience of our mobile platform.
Mobile Walutomat:
Your currency wallet on your phone
The intuitive, fast and secure app gives you full access to all Walutomat features on your smartphone. See for yourself how much you can gain by downloading it now.
- Convenient transaction confirmation without SMS codes
- Practical PUSH notifications about currency alerts, informing about the expected rate
- Instant and secure login using biometrics (fingerprint or face scan)
- Immediate access to current rates for up to 44 currency pairs - without logging in!
Multicurrency payment card
Discover the freedom of paying abroad with the Walutomat multi-currency card. Pay conveniently for purchases and services worldwide, withdraw cash from ATMs and pay for subscriptions in multiple currencies. Find out how easy it is to order your multi-currency card today!
